The average individual dental premium costs $350 a year and oftentimes patients have to spend more in out-of-pocket costs every year because of the rising prices of dental care, according to The San Diego Union-Tribune.
Here's what you need to know.
1. Most dental premiums emphasize prevention and diagnostics, covering two annual exams and cleanings, as well as additional x-rays for children and older adults. However, dental premiums can also cover larger expenses, such as fillings, root canals and crowns.
2. While dental premiums range from $228 to $384 annually, the average individual pays an additional $500 in out-of-pocket dental expenses.
3. Most dental plans cap coverage at $1,500 a year and unlike health insurance dental plans don't deny coverage for pre-existing conditions.
4. Dental insurance comes in three varieties: health maintenance organizations, preferred provider organizations and indemnity plans.
5. At the end of 2016, around 66 percent of Americans had dental benefits.
More articles on dental:
Aspen Dental and Danica Patrick race toward positive oral health: 3 observations
Arkansas Oral & Facial Surgery Center faces ransomware attack: 6 insights
Dentsply Sirona, Biolase & more: 8 dental companies making headlines
Here's what you need to know.
1. Most dental premiums emphasize prevention and diagnostics, covering two annual exams and cleanings, as well as additional x-rays for children and older adults. However, dental premiums can also cover larger expenses, such as fillings, root canals and crowns.
2. While dental premiums range from $228 to $384 annually, the average individual pays an additional $500 in out-of-pocket dental expenses.
3. Most dental plans cap coverage at $1,500 a year and unlike health insurance dental plans don't deny coverage for pre-existing conditions.
4. Dental insurance comes in three varieties: health maintenance organizations, preferred provider organizations and indemnity plans.
5. At the end of 2016, around 66 percent of Americans had dental benefits.
More articles on dental:
Aspen Dental and Danica Patrick race toward positive oral health: 3 observations
Arkansas Oral & Facial Surgery Center faces ransomware attack: 6 insights
Dentsply Sirona, Biolase & more: 8 dental companies making headlines